Type | Variant | ||||
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1.0.4 5 APK | |||||
Size: 11.16 MB Certificate: 2721dde80aaabbb538216c82375ad2b3ed2930db SHA1 signature: d58bae96aa9d8ee72c9b61de65a3ff70e762040e Architecture: universal Screen DPI: mdpi (160dpi), hdpi (240dpi), xhdpi (320dpi), xxhdpi (480dpi), xxxhdpi (640dpi) Device: laptop, tablet, phone | |||||
1.0.4 5 XAPK | |||||
Size: 10.67 MB XAPK: 11.51 MB Certificate: 2721dde80aaabbb538216c82375ad2b3ed2930db SHA1 signature: 5cc6f74214c29680cf2231dea3dc173a2913fd16 Architecture: universal Screen DPI: ldpi (120dpi), mdpi (160dpi), tvdpi (213dpi), hdpi (240dpi), xhdpi (320dpi), xxhdpi (480dpi), xxxhdpi (640dpi) Device: phone |
Download Credit Now Instant Loan app APK free
Credit Now Instant Personal Loan App.100 % completely paperless process
Important Things to Note About Credit Now Loan App
Loan Amount: Rs 5,000 to Rs 1,00,000
Minimum Annual Percentage Rate (APR): 6%, Maximum Annual Percentage Rate: 18%
Minimum repayment period: 90 days, Maximum repayment period: 24 months
Processing Fees: Max (₹150 + GST)
Late fee: In case overdue exceeds 30 days, you'll be charged Rs.120. The maximum late fee charged would be Rs.350 if overdue exceeds 90 days.
Types of loans
👉 Flexi Personal Loan - Avail small loans ranging from ₹1,000 to ₹10,000 with short repayment tenures ( Starting From 60 days to 6 months). To avail of flexible credit, the Now option requires a PAN Card and address proof.
👉 Personal Loan for Salaried - Avail salary loan options starting from ₹10,000 to ₹2 Lakhs with tenure ranging from 3 to 15 months. All you need is PAN Card, address proof, and salary proof to apply for salaried loans.
A representative example of Salaried Personal Loan:
✔ Amount Borrowed (Principal amount) = ₹14,999/-
✔ Interest Rate (APR) = 12% (on Reducing Principal Balance interest calculation)
✔ Tenure = 6 months
✔ Processing Fee (incl. GST) = ₹235
✔ Amount disbursed = ₹14,764
✔ Your EMI amount = ₹2660 (based on PMT method, sample monthly payment)
✔ Interest amount = ₹2660 x 6 - ₹14999 = ₹961 (sample interest calculation)
✔ Late Fee = ₹0 if paid on time
✔ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹235 + ₹961= ₹1196
✔ Principal repayment amount = ₹14,999/- (same as amount borrowed)
✔ Total repayment amount = Principal repayment amount + Interest Amount = ₹14,999 + ₹961= ₹15,960
Why Credit Now's personal loan app?
- Repay borrowed amount in affordable EMIs of 60 days to 24 months
- Get money in bank account less than 24 hours
- Easy and convenient to use
- Get 24*7 access from anywhere and anytime.
- Immediate & Fastest personal loan approval.
Eligibility Criteria for Credit Now personal loan:
- You must be an Indian Resident.
- Your age must be 18 or Above 18 years old.
- you must have Valid Document ( Aadhar card, pan card, etc. )
- Your monthly income Should have ₹12,000 or more.
How to avail of Instant Credit by using Credit Now App
1. Install Credit Now- Instant Personal Loan App
2. Register with your mobile number
3. Fill in your basic details to check Loan eligibility.
4. Upload KYC documents - Pan Card, Aadhar card & Address proof
5. Accept the offer and get instant approval for your loans.
Contact Us :
Customer Care Number: 022-85964562
Feedback Email: [email protected]
Regarding Interest rate, Time Period or Repayments, etc: [email protected]
Address
20/3, Near St. Brahm School, Oxford Layout, Gurgaon, Haryana - 121005
Get your loan approved instantly. Download the app now
Loan Amount: Rs 5,000 to Rs 1,00,000
Minimum Annual Percentage Rate (APR): 6%, Maximum Annual Percentage Rate: 18%
Minimum repayment period: 90 days, Maximum repayment period: 24 months
Processing Fees: Max (₹150 + GST)
Late fee: In case overdue exceeds 30 days, you'll be charged Rs.120. The maximum late fee charged would be Rs.350 if overdue exceeds 90 days.
Types of loans
👉 Flexi Personal Loan - Avail small loans ranging from ₹1,000 to ₹10,000 with short repayment tenures ( Starting From 60 days to 6 months). To avail of flexible credit, the Now option requires a PAN Card and address proof.
👉 Personal Loan for Salaried - Avail salary loan options starting from ₹10,000 to ₹2 Lakhs with tenure ranging from 3 to 15 months. All you need is PAN Card, address proof, and salary proof to apply for salaried loans.
A representative example of Salaried Personal Loan:
✔ Amount Borrowed (Principal amount) = ₹14,999/-
✔ Interest Rate (APR) = 12% (on Reducing Principal Balance interest calculation)
✔ Tenure = 6 months
✔ Processing Fee (incl. GST) = ₹235
✔ Amount disbursed = ₹14,764
✔ Your EMI amount = ₹2660 (based on PMT method, sample monthly payment)
✔ Interest amount = ₹2660 x 6 - ₹14999 = ₹961 (sample interest calculation)
✔ Late Fee = ₹0 if paid on time
✔ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹235 + ₹961= ₹1196
✔ Principal repayment amount = ₹14,999/- (same as amount borrowed)
✔ Total repayment amount = Principal repayment amount + Interest Amount = ₹14,999 + ₹961= ₹15,960
Why Credit Now's personal loan app?
- Repay borrowed amount in affordable EMIs of 60 days to 24 months
- Get money in bank account less than 24 hours
- Easy and convenient to use
- Get 24*7 access from anywhere and anytime.
- Immediate & Fastest personal loan approval.
Eligibility Criteria for Credit Now personal loan:
- You must be an Indian Resident.
- Your age must be 18 or Above 18 years old.
- you must have Valid Document ( Aadhar card, pan card, etc. )
- Your monthly income Should have ₹12,000 or more.
How to avail of Instant Credit by using Credit Now App
1. Install Credit Now- Instant Personal Loan App
2. Register with your mobile number
3. Fill in your basic details to check Loan eligibility.
4. Upload KYC documents - Pan Card, Aadhar card & Address proof
5. Accept the offer and get instant approval for your loans.
Contact Us :
Customer Care Number: 022-85964562
Feedback Email: [email protected]
Regarding Interest rate, Time Period or Repayments, etc: [email protected]
Address
20/3, Near St. Brahm School, Oxford Layout, Gurgaon, Haryana - 121005
Get your loan approved instantly. Download the app now
Show more
What´s new
Credit Now Instant Personal Loan App. online loan App
Completely Hassle Free 100% Paperless Process.
No Documents Required
Completely Hassle Free 100% Paperless Process.
No Documents Required
More info
Updated in
2022-03-13
Size
11.16 MB
Current version
1.0.4
Requires Android
4.4 and up
Content Rating
Everyone
Offered By
JS Group Limited
Developer [email protected]